Resources – dsputes

Free Credit Resources

Government Resources:

Consumer Financial Protection Bureau (CFPB): The CFPB offers a wealth of information on credit reports, scores, and your rights as a consumer.
- Link: https://www.consumerfinance.gov/
Federal Trade Commission (FTC): The FTC provides resources on credit repair scams, identity theft, and how to dispute errors on your credit report.
- Link: https://www.consumer.ftc.gov/

Credit Reporting Agencies:

Equifax: One of the three major credit bureaus. Allow users to check their credit report and score.
- Link: https://www.equifax.com/personal/
Experian: Another major credit bureau. Offers similar services to Equifax.
- Link: https://www.experian.com/
TransUnion: The third major credit bureau.
- Link: https://www.transunion.com/

Non-Profit Organizations:

National Foundation for Credit Counseling (NFCC): A network of non-profit credit counseling agencies that offer credit education and counseling services.

Link: https://www.nfcc.org/

Additional Resources:

AnnualCreditReport.com: The only official website authorized to provide you with free annual credit reports from all three credit bureaus.
- Link: https://www.annualcreditreport.com/index.action
MyFICO: Provides information on FICO scores, the most commonly used credit scoring model.
- Link: https://www.myfico.com/